Fees

Dr. Cassil's fee for the first session is $300 (55 minutes) and each subsequent session is $250 (45 minutes). Telephone conversations over 5 minutes, site visits, report writing, report reading, consultation with other professionals, and longer sessions will be charged at the same rate and prorated to each 15 minute interval, unless agreed otherwise. Credit cards are accepted.

Please note that Good Faith Estimates are available upon request following a consultation phone call and will be based on the fees listed above.

Cancellation Policy

A minimum of 24-hours notice is required for rescheduling or canceling an appointment. You will be charged the full fee for the sessions missed if you do not provide at least 24-hour notification. For clients paying through insurance, a missed session will not be covered by your insurance benefits and will not be included on superbills.

Insurance

STEM Psychological Services is not contracted with any insurance plans. However, STEM can provide monthly superbills for any clients who have PPO coverage, please request this when setting up an initial appointment. Clients can then submit the superbill to their insurance company for reimbursement of a portion of the fees. This portion is determined by your plan coverage and can be assessed by calling your insurance company and asking the questions listed below.

The following questions may be helpful in assessing your level of coverage. Call your insurance company or representative and ask the following:

  • I am calling to verify my insurance benefits. What level of coverage for outpatient mental health counseling do I have?

  • Are there any services or treatment protocols excluded in my benefits?

  • What is my deductible (the amount you pay out of pocket before your insurance benefits begin)?

  • Has my deductible been met?

  • Are there diagnoses that this policy will not cover?

  • How many sessions per calendar (or policy) year does my plan cover?

  • How many sessions are remaining for this calendar year?

  • How much will my benefits cover for an out-of-network provider?

  • Is a referral from my primary care physician required? Or if you are a student, Is a referral from my school's health and counseling center required?

 Please note, if they ask for service codes, clarify CPT code 90791 (initial intake) and CPT code 90834 (therapy session) with modifier GT and service code 02 for telehealth/video services.